Install these top 10 money making apps in Nigeria on your phone and use the best money making app in Nigeria to make money online in Nigeria:
- Kuda
- Palmpay
- Opay
- Binance
- Chipper Cash
- FairMoney
- Carbon
- Okash
- Palmcredit
- Cowrywise
All these apps are free money making apps in nigeria.
I’m going to tell you what all these apps are used for and how you can use them to make money for yourself.
There are many ways to make money online in Nigeria.
In my previous article, I showed you the 7 online jobs in Nigeria that pays daily without investment. I also showed you top 10 legit affiliate marketing sites in Nigeria.
So, with these legit money making apps in Nigeria, you can also make money online in Nigeria without investment.
So, if you’re still looking for ways to earn money online in Nigeria, you can try out some of these top rated money making apps.
Let’s see what these top money making apps in Nigeria are used for and how you can use them to make money online in Nigeria.
Top 10 Money Making Apps in Nigeria Without Investment
1. Kuda Mobile Banking App
Kuda is a microfinance Bank in Nigeria which you can use for all your Banking needs.
Apart from rendering banking services, they also offer a referral program that allows you earn money. It’s one of the best apps you can make money from in Nigeria.
How Does Kuda Referral Program work?
- You sign up on Kuda and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Kuda and do some transactions
- You earn money
Update: Kuda referral program is not working at the moment.
2. Opay Mobile Banking App
Opay is another Microfinance bank in Nigeria which you can use for all your banking need.
In Nigeria today, Opay has dominated the world of banking and they have received series of awards or the good work they’re doing.
Now, how can you make money online in Nigeria with Opay?
Opay have a good referral program which enables you to make money when people join Opay through you.
How Opay Referral Program Works
- You sign up on Opay and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Opay and do some transactions
- You earn some referral bonus
Also read:
3. Palmpay Mobile Banking App
If you’re still looking for apps to make money online in Nigeria, you can try out Palmpay app. Palmpay is a mobile banking app in Nigeria for your banking needs. It’s one of the best microfinance bank in Nigeria.
They also offer a referral program which you can use to earn income online.
How Palmpay Referral Program Works
- You sign up on Palmpay and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Palmpay and do some transactions
- You earn some referral bonus
4. Binance Crypto App
Binance is a crypto and exchange market where people buy and sell cryptocurrencies. It’s one of largest crypto exchange marketplace, not only in Nigeria but in the world.
With this app, you can make money online through their affiliate program.
Let’s see how Binance affiliate program works.
How Binance Affiliate Program Works
- You sign up on Binance and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Binance
- Deposit money in their trading account
- Carry out a trade
- You earn up to 50% commission on all their trades for life
Also read:
5. Chipper Cash App
Chipper cash is one of the top 10 money making apps in Nigeria that pays without investment.
It’s an app which you can use for your banking needs.
The good thing about Chipper cash is that you can own a virtual card which you can use for online purchases.
To make money from Chipper cash, you can take advantage of their referral program.
How Chipper cash referral program works
- You sign up on Chipper cash and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Chipper cash and do some transactions
- You make money
6. FairMoney Loan App
FairMoney is a loan app in Nigeria which people use to collect loan when they urgently need money.
This app has been in existence for a very long time and people are patronizing them on daily basis.
If you also need a loan, you can also request loan from their app.
Now apart from these Loan service which they offer, they also have a good referral program.
With Fairmoney referral program, you can make money for yourself.
How FairMoney Referral Program Works
- You register on Fairmoney and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join FairMoney and get a loan
- You make some commission
Also read:
What is Promptearn affiliate marketing all about
7. Carbon Loan App
Carbon is another good loan app in Nigeria which you can use to get a loan if you need money urgently.
It has been working for many years and is very trusted in Nigeria.
So, if you need a loan, you can try requesting a loan from them.
To make money with this app, you need to take part in their referral program.
How Carbon Referral Program Works
- You create account on Carbon and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Carbon and get a loan
- You make some commission
8. Okash Loan App
Okash is a very popular loan app in Nigeria. They have good number of customer base who patronize them on daily basis. With this app, you can borrow loan and pay back later. According to them, their interest rate is low.
Okash have a referral program which allows you to earn extra cash online.
How Okash Referral Program Works
- You register an account on Okash and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Okash and get a loan
- You make some commission
9. Palmcredit Loan App
It is an app which you can use to get instant loan in Nigeria.
Apart from the loan services they offer, they also offer an opportunity to make money online through their affiliate program.
How Palmcredit Affiliate Program Works
- You sign up on Palmcredit and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Palmcredit and get a loan
- You make some commission
10. Cowrywise Loan App
This is another popular loan app in Nigeria where you can borrow loan online and pay back later.
Cowrywise also have an affiliate program which allows you to make extra income online.
How Cowrywise Affiliate Program Works
- You sign up on Cowrywise and download their mobile app
- Get your referral code/link and share with your friends
- Your friends join Cowrywise and get a loan
- You earn commission
With these top 10 money making apps in Nigeria listed above, you can earn extra income online from home with your phone. You can go ahead and try out some of these apps and see how their affiliate programs work.
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Conclusion: Top 10 Money Making Apps in Nigeria
If you’re looking for apps to make money online in Nigeria, try out these ones listed on this page.
You won’t get rich with these apps but you can make good money from them if you give it your time.
If you want a better way to make money online, I strongly advise you to start affiliate marketing in Nigeria using any of these legit affiliate marketing sites in Nigeria.
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Your Turn
Have you tried making money online with any of the best money making app in Nigeria?
Kindly share your experience with me.
Make use of the comment section below.
Johnpaul Onwueme is a PRO Blogger, Affiliate Marketer and an Online Business Coach. 80% of my income is through online business. If you want to know how to start affiliate marketing in Nigeria, why you don’t make affiliate sales and how to fix it, join my 3 days Mentorship Program for free. Click here to enroll for free.
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